How to Apply for the New Zealand Investor Visa (2025 Guide)

Why Invest in New Zealand?

New Zealand is not just known for its breathtaking landscapes and friendly locals—it’s also a top destination for global investors. With a stable political environment, a transparent regulatory system, and consistent economic growth, New Zealand offers a secure and rewarding space to invest and grow your wealth.

One of the most attractive options for foreign investors is the New Zealand investor visa. This visa offers a direct pathway to residency while allowing you to enjoy the country’s lifestyle benefits—from top-tier healthcare and education to a clean and safe environment.

New Zealand offers two main types of investor visas to accommodate different levels of investment:

• Investor 1 Resident Visa: For those investing at least NZD $10 million.
• Investor 2 Resident Visa: For those investing at least NZD $3 million and submitting an Expression of Interest (EOI).

Whether you’re planning to diversify your portfolio or relocate with your family, the New Zealand investor visa program is a powerful option to consider.

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Types of New Zealand Investor Visas Explained

Let’s break down the two primary investor visa categories:

Investor 1 Resident Visa

• Minimum investment: NZD $10 million over 3 years
• Age limit: None
• Business experience: Not required
• English language: No requirement
• Health & character: Standard requirements apply
• Residence: Spend at least 44 days in NZ each year in the final 2 years of investment period

Investor 2 Resident Visa

• Minimum investment: NZD $3 million over 4 years
• Age limit: 65 years or younger
• Business experience: Minimum 3 years
• English language: Reasonable standard required
• Health & character: Standard requirements apply
• Residence: Spend at least 146 days in NZ in each of the last 3 years of the investment period

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Comparison Table

Step-by-Step Application Process

Step 1: Check Your Eligibility

Review the requirements for either the Investor 1 or Investor 2 visa based on your financial capability and personal circumstances. This includes age, health, English proficiency, and business experience.

Step 2: Submit an Expression of Interest (Investor 2 Only)

If applying for the Investor 2 visa, you must submit an Expression of Interest (EOI). You’ll be assessed on a points-based system, and successful applicants are invited to apply.

Step 3: Receive Invitation and Apply

If your EOI is accepted (Investor 2) or you meet Investor 1 criteria, you’ll receive an invitation to apply. You’ll then need to submit documentation proving your source of funds, business experience, and identity.

Step 4: Investment Period and Residence Requirements

Once approved, you must transfer the investment funds to New Zealand and maintain the investment for the required period (3 or 4 years depending on visa type). You also need to meet the minimum physical presence requirement in New Zealand during this time.

Processing times can vary, but typically it takes 3 to 6 months from EOI to final visa decision, depending on the complexity of your application.

Approved Investment Options in New Zealand

To qualify for the New Zealand investor visa, your funds must be invested in acceptable investment types as defined by Immigration New Zealand.

Acceptable Investments Include:

• Equity in New Zealand companies (listed or private)
• Government bonds or corporate bonds
• Managed funds with New Zealand investments
• New residential property developments (not for personal use)
• New Zealand-based venture capital funds

Excluded Investments:

• Investments for personal use (e.g., buying a house or car)
• Bank deposits
• Assets that are not compliant with New Zealand’s financial regulations

To qualify, you must show that your investment contributes to the country’s economy. You may also be required to demonstrate active investment—meaning you’re actively involved in managing or growing the investment.

For the full list of acceptable investment types, visit the official Immigration New Zealand investment guidelines.

Benefits of the New Zealand Investor Visa

There are several compelling reasons to apply for a New Zealand investor visa—beyond just business opportunities. Here are some of the top benefits:

Pathway to Permanent Residency

Once you’ve fulfilled the investment and residency requirements, you may be eligible to apply for permanent residency. This gives you the freedom to live, work, and invest in New Zealand long-term.

Bring Your Family

Your immediate family—including your spouse and dependent children (up to age 24)—can be included in your visa application. This means everyone can enjoy New Zealand’s education, healthcare, and lifestyle advantages.

Education and Healthcare Access

Investor visa holders can access New Zealand’s top-rated healthcare system and public education services, giving families peace of mind and high-quality opportunities for growth and wellbeing.

International Mobility and Safety

New Zealand ranks among the safest countries in the world and enjoys strong global travel access. With the investor visa, you gain the ability to travel easily and live in a peaceful, well-regulated society.

Common Mistakes to Avoid

Applying for a New Zealand investor visa requires careful attention to detail. Avoid these common mistakes to ensure a smooth application process:

• Missing investment deadlines: Once your application is approved, there are strict timelines for transferring and maintaining your investment. Delays can lead to visa refusal or cancellation.
• Overlooking English language requirements: For the Investor 2 category, failing to meet the English language requirement can lead to rejection. Prepare documents or take an approved English test in advance.
• Choosing ineligible investment types: Make sure your funds go into acceptable investments. Personal-use assets or bank deposits will not qualify. Check the official list of approved investments here.
• Ignoring residence requirements: Many applicants don’t realise that meeting the physical presence rule is crucial. Track your time in New Zealand carefully each year.

FAQs About the New Zealand Investor Visa

Can I include family members?

Yes, you can include your partner and dependent children aged 24 or under in your visa application. They will enjoy the same residency rights and access to services.

How long do I need to stay in New Zealand each year?

This depends on your visa type. Investor 1 requires at least 44 days per year in the last two years of the 3-year investment period. Investor 2 requires at least 146 days per year in the last three years of the 4-year investment period.

Can I apply for the investor visa from overseas?

Yes, you can apply from abroad. In fact, many investors start the process while living in another country. Ensure all documentation and legal requirements are met before applying.

What happens if my investment loses value?

As long as the investment type is approved and the initial amount is maintained throughout the required investment period, temporary market fluctuations won’t negatively impact your visa status. It’s always advisable to consult with financial and immigration experts.

Final Thoughts: Is the Investor Visa Right for You?

The New Zealand investor visa opens doors to a secure lifestyle, business growth, and a residency pathway in one of the world’s most desirable countries. Whether you’re an experienced investor or someone seeking new opportunities abroad, this visa offers a unique blend of professional and personal benefits.

Still unsure? Consider speaking with a licensed immigration adviser to get personalised guidance for your situation.